NASDAQ:FISI

Financial Institutions Stock Earnings Reports

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$41.46
+0.200 (+0.485%)
At Close: Jul 31, 2026

Financial Institutions Earnings Calls

Jun 30, 2026
$1.04 (11.83%)
Release date Jul 23, 2026
EPS estimate $0.93
EPS actual $1.04
EPS Surprise 11.83%
Revenue estimate 63.541M
Revenue actual 64.315M
Revenue Surprise 1.22%
Mar 31, 2026
$1.04 (13.04%)
Release date Apr 23, 2026
EPS estimate $0.92
EPS actual $1.04
EPS Surprise 13.04%
Revenue estimate 62.763M
Revenue actual 62.666M
Revenue Surprise -0.155%
Dec 31, 2025
$0.96 (1.05%)
Release date Jan 29, 2026
EPS estimate $0.95
EPS actual $0.96
EPS Surprise 1.05%
Revenue estimate 62.985M
Revenue actual 64.12M
Revenue Surprise 1.80%
Sep 30, 2025
$0.99 (5.32%)
Release date Oct 23, 2025
EPS estimate $0.94
EPS actual $0.99
EPS Surprise 5.32%
Revenue estimate 63.027M
Revenue actual 63.622M
Revenue Surprise 0.94%

Last 4 Quarters for Financial Institutions

Below you can see how FISI performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.

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Sep 30, 2025 Beat
Release date Oct 23, 2025
Price on release $26.48
EPS estimate $0.94
EPS actual $0.99
EPS surprise 5.32%
Date Price
Oct 17, 2025 $25.72
Oct 20, 2025 $26.51
Oct 21, 2025 $26.60
Oct 22, 2025 $26.63
Oct 23, 2025 $26.48
Oct 24, 2025 $28.95
Oct 27, 2025 $29.45
Oct 28, 2025 $29.46
Oct 29, 2025 $28.92
4 days before 2.95%
4 days after 9.21%
On release day 9.33%
Change in period 12.44%
Dec 31, 2025 Beat
Release date Jan 29, 2026
Price on release $32.93
EPS estimate $0.95
EPS actual $0.96
EPS surprise 1.05%
Date Price
Jan 23, 2026 $32.02
Jan 26, 2026 $32.07
Jan 27, 2026 $32.22
Jan 28, 2026 $31.97
Jan 29, 2026 $32.93
Jan 30, 2026 $32.94
Feb 02, 2026 $33.95
Feb 03, 2026 $34.27
Feb 04, 2026 $34.78
4 days before 2.84%
4 days after 5.62%
On release day 0.0304%
Change in period 8.62%
Mar 31, 2026 Beat
Release date Apr 23, 2026
Price on release $34.15
EPS estimate $0.92
EPS actual $1.04
EPS surprise 13.04%
Date Price
Apr 17, 2026 $35.13
Apr 20, 2026 $35.05
Apr 21, 2026 $34.22
Apr 22, 2026 $34.17
Apr 23, 2026 $34.15
Apr 24, 2026 $33.71
Apr 27, 2026 $34.56
Apr 28, 2026 $35.00
Apr 29, 2026 $34.03
4 days before -2.79%
4 days after -0.351%
On release day -1.29%
Change in period -3.13%
Jun 30, 2026 Beat
Release date Jul 23, 2026
Price on release $38.72
EPS estimate $0.93
EPS actual $1.04
EPS surprise 11.83%
Date Price
Jul 17, 2026 $39.32
Jul 20, 2026 $39.31
Jul 21, 2026 $39.49
Jul 22, 2026 $38.89
Jul 23, 2026 $38.72
Jul 24, 2026 $40.62
Jul 27, 2026 $41.25
Jul 28, 2026 $42.16
Jul 29, 2026 $41.25
4 days before -1.53%
4 days after 6.53%
On release day 4.91%
Change in period 4.91%

Financial Institutions Earnings Call Transcript Summary of Q2 2026

Unable to generate transcript summary.

Financial Institutions Earnings History

Earnings Calendar

FAQ

When is the earnings report for FISI?
Financial Institutions (FISI) has scheduled its earnings report for Oct 22, 2026 after the markets close.

What is the FISI price-to-earnings (P/E) ratio?
FISI P/E ratio as of Jul 31, 2026 (TTM) is 10.09.

What is the FISI EPS forecast?
The forecasted EPS (Earnings Per Share) for Financial Institutions (FISI) for the first fiscal quarter 2026 is $1.01.

What are Financial Institutions's retained earnings?
On its balance sheet, Financial Institutions reported retained earnings of $64.32 million for the latest quarter ending Jun 30, 2026.

What Is an Earnings Report?
An earnings report is usually issued quarterly (Q1, Q2, Q3 & Q4) by public companies to report their performance. Earnings reports typically include net income, earnings per share, earnings from continuing operations, and net sales. Looking at the earnings report investors can start gauge the financial health of the company and make even better decisions whether to buy, sell, or stay in the company. Fundamental analysts and value investors will typically hunt for stocks that continue to show good financial ratios and use a decline as an exit point. One of the most anticipated numbers for analysis is earnings per share because it indicates how much the company earned for its shareholders. The report will also indicate a possible dividend.

Earnings Report Content
Earnings reports generally provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. These figures are typically measured against previous quarters/years. Furthermore, the earnings report usually includes a summary and analysis from the CEO or company spokesman, alongside a more general view of the financials and future forecast.

What To Know About Earnings Reports?
Announcement of earnings for a stock, particularly for well followed large-capitalization stocks, can move the market. Stock prices can fluctuate wildly on days when the quarterly earnings report is released. Despite good reports, stocks may very well fall if the investors were expecting more or they believe the next quarter will not be as good. Investors always try to be ahead of the market and future earnings/losses are often discounted into the current price of the stock. It is natural for stocks to start to move in either direction a few days before the release of an earnings report.
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ABOUT FINANCIAL INSTITUTIONS
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts. Its loan products include term loans and lines of...
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