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loanDepot Earnings Calls
| Release date | May 05, 2026 |
| EPS estimate | -$0.0600 |
| EPS actual | -$0.150 |
| EPS Surprise | -150.00% |
| Revenue estimate | 306.747M |
| Revenue actual | 286.387M |
| Revenue Surprise | -6.64% |
| Release date | Mar 10, 2026 |
| EPS estimate | -$0.0400 |
| EPS actual | -$0.100 |
| EPS Surprise | -150.00% |
| Revenue estimate | 335.449M |
| Revenue actual | 310.26M |
| Revenue Surprise | -7.51% |
| Release date | Nov 06, 2025 |
| EPS estimate | -$0.0400 |
| EPS actual | -$0.0100 |
| EPS Surprise | 75.00% |
| Revenue estimate | 363.194M |
| Revenue actual | 340.719M |
| Revenue Surprise | -6.19% |
| Release date | Aug 07, 2025 |
| EPS estimate | -$0.0200 |
| EPS actual | -$0.0900 |
| EPS Surprise | -350.00% |
| Revenue estimate | 315.79M |
| Revenue actual | 282.537M |
| Revenue Surprise | -10.53% |
Last 4 Quarters for loanDepot
Below you can see how LDI performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Aug 07, 2025 |
| Price on release | $1.74 |
| EPS estimate | -$0.0200 |
| EPS actual | -$0.0900 |
| EPS surprise | -350.00% |
| Date | Price |
|---|---|
| Aug 01, 2025 | $1.68 |
| Aug 04, 2025 | $1.79 |
| Aug 05, 2025 | $1.92 |
| Aug 06, 2025 | $1.88 |
| Aug 07, 2025 | $1.74 |
| Aug 08, 2025 | $1.73 |
| Aug 11, 2025 | $1.71 |
| Aug 12, 2025 | $1.92 |
| Aug 13, 2025 | $1.99 |
| 4 days before | 3.57% |
| 4 days after | 14.37% |
| On release day | -0.575% |
| Change in period | 18.45% |
| Release date | Nov 06, 2025 |
| Price on release | $2.65 |
| EPS estimate | -$0.0400 |
| EPS actual | -$0.0100 |
| EPS surprise | 75.00% |
| Date | Price |
|---|---|
| Oct 31, 2025 | $3.02 |
| Nov 03, 2025 | $2.95 |
| Nov 04, 2025 | $2.97 |
| Nov 05, 2025 | $2.79 |
| Nov 06, 2025 | $2.65 |
| Nov 07, 2025 | $2.75 |
| Nov 10, 2025 | $2.85 |
| Nov 11, 2025 | $2.92 |
| Nov 12, 2025 | $2.92 |
| 4 days before | -12.25% |
| 4 days after | 10.19% |
| On release day | 3.77% |
| Change in period | -3.31% |
| Release date | Mar 10, 2026 |
| Price on release | $1.88 |
| EPS estimate | -$0.0400 |
| EPS actual | -$0.100 |
| EPS surprise | -150.00% |
| Date | Price |
|---|---|
| Mar 04, 2026 | $1.86 |
| Mar 05, 2026 | $1.79 |
| Mar 06, 2026 | $1.77 |
| Mar 09, 2026 | $1.83 |
| Mar 10, 2026 | $1.88 |
| Mar 11, 2026 | $1.75 |
| Mar 12, 2026 | $1.69 |
| Mar 13, 2026 | $1.59 |
| Mar 16, 2026 | $1.56 |
| 4 days before | 1.08% |
| 4 days after | -17.02% |
| On release day | -6.91% |
| Change in period | -16.13% |
| Release date | May 05, 2026 |
| Price on release | $1.49 |
| EPS estimate | -$0.0600 |
| EPS actual | -$0.150 |
| EPS surprise | -150.00% |
| Date | Price |
|---|---|
| Apr 29, 2026 | $1.51 |
| Apr 30, 2026 | $1.55 |
| May 01, 2026 | $1.57 |
| May 04, 2026 | $1.51 |
| May 05, 2026 | $1.49 |
| May 06, 2026 | $1.40 |
| May 07, 2026 | $1.41 |
| May 08, 2026 | $1.40 |
| May 11, 2026 | $1.30 |
| 4 days before | -1.32% |
| 4 days after | -12.75% |
| On release day | -6.04% |
| Change in period | -13.91% |
loanDepot Earnings Call Transcript Summary of Q1 2026
loanDepot reported continued progress in its multi-quarter rebuild, driven by investments in loan officer capacity, technology, and a strategic partnership with Figure. Key operational highlights: pull-through weighted rate lock volume rose 14% sequentially to $8.3B and closed loan volume was $7.7B (market-share gains). Adjusted net loss widened to $34M from $21M due primarily to lower pull-through weighted gain-on-sale margin (271 bps) driven by interest-rate volatility and product mix shifts. The company reduced marketing expense by 12% and lowered total operating expenses modestly. A central growth driver is the newly launched 5x5 HomeLoan (a fast-turn HELOC funded in ~5 days), enabled by Figure integration; this product has no rate lock, carries a higher gain-on-sale margin, and is expected to raise reported margins and lower unit costs as it scales. Management guided 2Q pull-through weighted gain-on-sale margin to 330–360 bps, pull-through weighted lock volume of $5.75B–$7.75B and origination volume of $7.25B–$9.25B (the lower lock volume reflects HELOCs not included in lock metrics but included in funded volume). Cash was $277M at quarter-end, down $60M; the company is actively addressing upcoming debt maturities. Management reiterated focus on digital transformation, automation (including AI), improving conversion/recapture rates (recapture rose to 73%), and returning to consistent profitability and profitable market-share growth.
