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LexinFintech Holdings Earnings Calls
| Release date | May 24, 2026 |
| EPS estimate | - |
| EPS actual | $0.170 |
| Revenue estimate | 483.199M |
| Revenue actual | 479.593M |
| Revenue Surprise | -0.746% |
| Release date | Mar 16, 2026 |
| EPS estimate | - |
| EPS actual | - |
| Revenue estimate | - |
| Revenue actual | - |
| Release date | Mar 19, 2026 |
| EPS estimate | - |
| EPS actual | $0.170 |
| Revenue estimate | 429.106M |
| Revenue actual | 435.038M |
| Revenue Surprise | 1.38% |
| Release date | Nov 24, 2025 |
| EPS estimate | - |
| EPS actual | $0.410 |
| Revenue estimate | - |
| Revenue actual | 479.988M |
Last 4 Quarters for LexinFintech Holdings
Below you can see how LX performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Nov 24, 2025 |
| Price on release | $3.78 |
| EPS estimate | - |
| EPS actual | $0.410 |
| Date | Price |
|---|---|
| Nov 18, 2025 | $3.96 |
| Nov 19, 2025 | $3.61 |
| Nov 20, 2025 | $3.39 |
| Nov 21, 2025 | $3.50 |
| Nov 24, 2025 | $3.78 |
| Nov 25, 2025 | $3.42 |
| Nov 26, 2025 | $3.30 |
| Nov 28, 2025 | $3.29 |
| Dec 01, 2025 | $3.25 |
| 4 days before | -4.55% |
| 4 days after | -14.02% |
| On release day | -9.52% |
| Change in period | -17.93% |
| Release date | Mar 19, 2026 |
| Price on release | $2.55 |
| EPS estimate | - |
| EPS actual | $0.170 |
| Date | Price |
|---|---|
| Mar 13, 2026 | $2.60 |
| Mar 16, 2026 | $2.60 |
| Mar 17, 2026 | $2.66 |
| Mar 18, 2026 | $2.59 |
| Mar 19, 2026 | $2.55 |
| Mar 20, 2026 | $2.37 |
| Mar 23, 2026 | $2.40 |
| Mar 24, 2026 | $2.33 |
| Mar 25, 2026 | $2.26 |
| 4 days before | -1.92% |
| 4 days after | -11.37% |
| On release day | -7.06% |
| Change in period | -13.08% |
| Release date | Mar 16, 2026 |
| Price on release | $2.60 |
| EPS estimate | - |
| EPS actual | - |
| Date | Price |
|---|---|
| Mar 10, 2026 | $2.69 |
| Mar 11, 2026 | $2.66 |
| Mar 12, 2026 | $2.66 |
| Mar 13, 2026 | $2.60 |
| Mar 16, 2026 | $2.60 |
| Mar 17, 2026 | $2.66 |
| Mar 18, 2026 | $2.59 |
| Mar 19, 2026 | $2.55 |
| Mar 20, 2026 | $2.37 |
| 4 days before | -3.35% |
| 4 days after | -8.85% |
| On release day | 2.31% |
| Change in period | -11.90% |
| Release date | May 24, 2026 |
| Price on release | $1.96 |
| EPS estimate | - |
| EPS actual | $0.170 |
| Date | Price |
|---|---|
| May 18, 2026 | $1.97 |
| May 19, 2026 | $1.93 |
| May 20, 2026 | $1.96 |
| May 21, 2026 | $1.93 |
| May 22, 2026 | $1.96 |
| May 26, 2026 | $2.23 |
| May 27, 2026 | $2.45 |
| May 28, 2026 | $2.22 |
| May 29, 2026 | $2.20 |
| 4 days before | -0.508% |
| 4 days after | 12.24% |
| On release day | 13.78% |
| Change in period | 11.68% |
LexinFintech Holdings Earnings Call Transcript Summary of Q1 2026
Lexin reported resilient first-quarter 2026 results amid macro and industry headwinds. Key operating metrics: total loan volume RMB 57.9 billion (Q/Q +15.9%, Y/Y +12.2%), revenue RMB 3.3 billion (Q/Q +8.7%), active users 5.17 million (Q/Q +14.1%), new active users 1.44 million (Q/Q +63.3%), and net profit RMB 201 million. The company emphasized a strategic transition: diversified ecosystem businesses (installment e-commerce, offline inclusive finance, fintech empowerment) now account for nearly 50% of loan volume and are main new growth drivers, offsetting pressure in traditional online consumer finance. Asset quality trends improved sequentially: day‑1 delinquency down ~7% Q/Q, FPD30 for new loans expected to decline ~6%, 30‑day collection rates improving. Fintech empowerment (ShuKe) and installment e‑commerce showed strong momentum; fintech empowerment revenue contributed meaningfully though some recognition is gradual due to accounting. Management continues prudent provisioning and increased investments in customer protection and service; gross provision for new capital‑heavy loans ~7.2% and coverage metrics strong (coverage ratio cited around 258%). Shareholder actions: company plans to cancel 20 million ADS (~12% of shares) and has suspended new buybacks for now. Guidance: maintain a prudent stance, expect Q2 originations relatively stable and gradual risk/quality recovery to continue.
