NASDAQ:OPHC

Optimumbank Holdings Stock Earnings Reports

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$5.45
-0.0900 (-1.62%)
At Close: Jun 03, 2026

OptimumBank Holdings Earnings Calls

Mar 31, 2026
$0.200 (5.26%)
Release date Apr 24, 2026
EPS estimate $0.190
EPS actual $0.200
EPS Surprise 5.26%
Revenue estimate 14.974M
Revenue actual 21.237M
Revenue Surprise 41.83%
Dec 31, 2025
$0.210 (840.74%)
Release date Feb 02, 2026
EPS estimate -$0.0284
EPS actual $0.210
EPS Surprise 840.74%
Revenue estimate 13.598M
Revenue actual 19.165M
Revenue Surprise 40.94%
Sep 30, 2025
Release date Nov 10, 2025
EPS estimate -
EPS actual $0.180
Revenue estimate -
Revenue actual 18.303M
Jun 30, 2025
Release date Aug 08, 2025
EPS estimate -
EPS actual $0.290
Revenue estimate -
Revenue actual 15.588M

Last 4 Quarters for OptimumBank Holdings

Below you can see how OPHC performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.

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Jun 30, 2025
Release date Aug 08, 2025
Price on release $4.25
EPS estimate -
EPS actual $0.290
Date Price
Aug 04, 2025 $4.53
Aug 05, 2025 $4.54
Aug 06, 2025 $4.55
Aug 07, 2025 $4.07
Aug 08, 2025 $4.25
Aug 11, 2025 $4.16
Aug 12, 2025 $4.32
Aug 13, 2025 $4.32
Aug 14, 2025 $4.27
4 days before -6.08%
4 days after 0.471%
On release day -2.12%
Change in period -5.64%
Sep 30, 2025
Release date Nov 10, 2025
Price on release $4.00
EPS estimate -
EPS actual $0.180
Date Price
Nov 04, 2025 $4.03
Nov 05, 2025 $3.95
Nov 06, 2025 $3.96
Nov 07, 2025 $3.99
Nov 10, 2025 $4.00
Nov 11, 2025 $4.08
Nov 12, 2025 $4.13
Nov 13, 2025 $4.11
Nov 14, 2025 $4.20
4 days before -0.661%
4 days after 5.04%
On release day 2.04%
Change in period 4.35%
Dec 31, 2025 Beat
Release date Feb 02, 2026
Price on release $4.86
EPS estimate -$0.0284
EPS actual $0.210
EPS surprise 840.74%
Date Price
Jan 27, 2026 $4.81
Jan 28, 2026 $4.79
Jan 29, 2026 $4.75
Jan 30, 2026 $4.71
Feb 02, 2026 $4.86
Feb 03, 2026 $4.84
Feb 04, 2026 $4.88
Feb 05, 2026 $4.90
Feb 06, 2026 $5.06
4 days before 1.04%
4 days after 4.12%
On release day -0.412%
Change in period 5.20%
Mar 31, 2026 Beat
Release date Apr 24, 2026
Price on release $5.52
EPS estimate $0.190
EPS actual $0.200
EPS surprise 5.26%
Date Price
Apr 20, 2026 $5.49
Apr 21, 2026 $5.50
Apr 22, 2026 $5.39
Apr 23, 2026 $5.43
Apr 24, 2026 $5.52
Apr 27, 2026 $5.56
Apr 28, 2026 $5.53
Apr 29, 2026 $5.50
Apr 30, 2026 $5.46
4 days before 0.546%
4 days after -1.09%
On release day 0.725%
Change in period -0.546%

OptimumBank Holdings Earnings History

Earnings Calendar

FAQ

When is the earnings report for OPHC?
OptimumBank Holdings Inc (OPHC) has scheduled its earnings report for Aug 14, 2026 before the markets open.

What is the OPHC price-to-earnings (P/E) ratio?
OPHC P/E ratio as of Jun 03, 2026 (TTM) is 3.74.

What is the OPHC EPS forecast?
The forecasted EPS (Earnings Per Share) for OptimumBank Holdings Inc (OPHC) for the first fiscal quarter 2026 is $0.200.

What are OptimumBank Holdings Inc's retained earnings?
On its balance sheet, OptimumBank Holdings Inc reported retained earnings of $21.24 million for the latest quarter ending Mar 31, 2026.

What Is an Earnings Report?
An earnings report is usually issued quarterly (Q1, Q2, Q3 & Q4) by public companies to report their performance. Earnings reports typically include net income, earnings per share, earnings from continuing operations, and net sales. Looking at the earnings report investors can start gauge the financial health of the company and make even better decisions whether to buy, sell, or stay in the company. Fundamental analysts and value investors will typically hunt for stocks that continue to show good financial ratios and use a decline as an exit point. One of the most anticipated numbers for analysis is earnings per share because it indicates how much the company earned for its shareholders. The report will also indicate a possible dividend.

Earnings Report Content
Earnings reports generally provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. These figures are typically measured against previous quarters/years. Furthermore, the earnings report usually includes a summary and analysis from the CEO or company spokesman, alongside a more general view of the financials and future forecast.

What To Know About Earnings Reports?
Announcement of earnings for a stock, particularly for well followed large-capitalization stocks, can move the market. Stock prices can fluctuate wildly on days when the quarterly earnings report is released. Despite good reports, stocks may very well fall if the investors were expecting more or they believe the next quarter will not be as good. Investors always try to be ahead of the market and future earnings/losses are often discounted into the current price of the stock. It is natural for stocks to start to move in either direction a few days before the release of an earnings report.
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ABOUT OPTIMUMBANK HOLDINGS INC
OptimumBank Holdings
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer ...
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