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PRA Group Earnings Calls
| Release date | May 07, 2026 |
| EPS estimate | $0.510 |
| EPS actual | $0.730 |
| EPS Surprise | 43.14% |
| Revenue estimate | 295.898M |
| Revenue actual | 314.533M |
| Revenue Surprise | 6.30% |
| Release date | Feb 26, 2026 |
| EPS estimate | $0.500 |
| EPS actual | $1.46 |
| EPS Surprise | 192.00% |
| Revenue estimate | 288.86M |
| Revenue actual | 333.39M |
| Revenue Surprise | 15.42% |
| Release date | Nov 03, 2025 |
| EPS estimate | $0.500 |
| EPS actual | $0.530 |
| EPS Surprise | 6.00% |
| Revenue estimate | 288.86M |
| Revenue actual | 314.147M |
| Revenue Surprise | 8.75% |
| Release date | Aug 04, 2025 |
| EPS estimate | $0.620 |
| EPS actual | $1.08 |
| EPS Surprise | 74.19% |
| Revenue estimate | 297.641M |
| Revenue actual | 287.688M |
| Revenue Surprise | -3.34% |
Last 4 Quarters for PRA Group
Below you can see how PRAA performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Aug 04, 2025 |
| Price on release | $15.63 |
| EPS estimate | $0.620 |
| EPS actual | $1.08 |
| EPS surprise | 74.19% |
| Date | Price |
|---|---|
| Jul 29, 2025 | $15.68 |
| Jul 30, 2025 | $15.54 |
| Jul 31, 2025 | $15.20 |
| Aug 01, 2025 | $15.06 |
| Aug 04, 2025 | $15.63 |
| Aug 05, 2025 | $15.56 |
| Aug 06, 2025 | $15.63 |
| Aug 07, 2025 | $15.66 |
| Aug 08, 2025 | $15.41 |
| 4 days before | -0.319% |
| 4 days after | -1.41% |
| On release day | -0.448% |
| Change in period | -1.72% |
| Release date | Nov 03, 2025 |
| Price on release | $14.65 |
| EPS estimate | $0.500 |
| EPS actual | $0.530 |
| EPS surprise | 6.00% |
| Date | Price |
|---|---|
| Oct 28, 2025 | $14.65 |
| Oct 29, 2025 | $13.93 |
| Oct 30, 2025 | $13.73 |
| Oct 31, 2025 | $13.71 |
| Nov 03, 2025 | $14.65 |
| Nov 04, 2025 | $13.04 |
| Nov 05, 2025 | $13.56 |
| Nov 06, 2025 | $13.66 |
| Nov 07, 2025 | $14.75 |
| 4 days before | 0% |
| 4 days after | 0.648% |
| On release day | -10.99% |
| Change in period | 0.648% |
| Release date | Feb 26, 2026 |
| Price on release | $12.67 |
| EPS estimate | $0.500 |
| EPS actual | $1.46 |
| EPS surprise | 192.00% |
| Date | Price |
|---|---|
| Feb 20, 2026 | $10.78 |
| Feb 23, 2026 | $10.42 |
| Feb 24, 2026 | $10.82 |
| Feb 25, 2026 | $11.70 |
| Feb 26, 2026 | $12.67 |
| Feb 27, 2026 | $15.75 |
| Mar 02, 2026 | $16.75 |
| Mar 03, 2026 | $16.96 |
| Mar 04, 2026 | $17.05 |
| 4 days before | 17.53% |
| 4 days after | 34.57% |
| On release day | 24.31% |
| Change in period | 58.16% |
| Release date | May 07, 2026 |
| Price on release | $20.88 |
| EPS estimate | $0.510 |
| EPS actual | $0.730 |
| EPS surprise | 43.14% |
| Date | Price |
|---|---|
| May 01, 2026 | $22.23 |
| May 04, 2026 | $21.39 |
| May 05, 2026 | $21.38 |
| May 06, 2026 | $21.29 |
| May 07, 2026 | $20.88 |
| May 08, 2026 | $19.18 |
| May 11, 2026 | $17.14 |
| May 12, 2026 | $16.78 |
| May 13, 2026 | $14.70 |
| 4 days before | -6.07% |
| 4 days after | -29.60% |
| On release day | -8.14% |
| Change in period | -33.87% |
PRA Group Earnings Call Transcript Summary of Q1 2026
PRA Group reported a strong start to 2026 with cash collections up 11% YoY to $552 million, ERC up 10% to $8.5 billion, and adjusted EBITDA (last 12 months) up 14% to $1.3 billion. Net income for Q1 was $28 million ($0.73 diluted EPS). The company purchased $221 million of portfolios during the quarter while remaining disciplined on returns and focusing on net returns rather than growth for growth's sake. U.S. legal collections and digital channels were key drivers—U.S. legal collections grew 27% and accounted for 53% of U.S. core cash collections; global digital collections grew 19% YoY. PRA reiterated its PRA 3.0 strategy built on three vectors: (1) capital and disciplined investing (targeting mid-2x net leverage over time), (2) operations, technology and data transformation (global cloud/contact platform, AI pilots, new U.K. mobile app), and (3) people/culture (new Charlotte talent hub, incentive alignment). Leverage ticked down to 2.7x net debt/adjusted EBITDA. Liquidity remains ample (~$1.0 billion available), the European revolver was refinanced with a 5-year term, and the company repurchased $10 million of shares in the quarter. Management emphasized diversification across 18 markets, focus on variable cost structure (legal, offshoring, DCAs), and a multiyear technology and AI modernization expected to deliver incremental benefits starting this year.
