Sign In
Buy SBSI
Southside Bancshares Earnings Calls
| Release date | Apr 30, 2026 |
| EPS estimate | $0.760 |
| EPS actual | $0.780 |
| EPS Surprise | 2.63% |
| Revenue estimate | 70.918M |
| Revenue actual | 72.104M |
| Revenue Surprise | 1.67% |
| Release date | Jan 29, 2026 |
| EPS estimate | $0.80 |
| EPS actual | $0.700 |
| EPS Surprise | -12.50% |
| Revenue estimate | 71.735M |
| Revenue actual | 71.988M |
| Revenue Surprise | 0.352% |
| Release date | Oct 24, 2025 |
| EPS estimate | $0.720 |
| EPS actual | $0.80 |
| EPS Surprise | 11.11% |
| Revenue estimate | 71.702M |
| Revenue actual | 72.318M |
| Revenue Surprise | 0.86% |
| Release date | Jul 25, 2025 |
| EPS estimate | $0.690 |
| EPS actual | $0.720 |
| EPS Surprise | 4.35% |
| Revenue estimate | 69.485M |
| Revenue actual | 66.006M |
| Revenue Surprise | -5.01% |
Last 4 Quarters for Southside Bancshares
Below you can see how SBSI performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 25, 2025 |
| Price on release | $30.10 |
| EPS estimate | $0.690 |
| EPS actual | $0.720 |
| EPS surprise | 4.35% |
| Date | Price |
|---|---|
| Jul 21, 2025 | $30.97 |
| Jul 22, 2025 | $30.99 |
| Jul 23, 2025 | $30.97 |
| Jul 24, 2025 | $30.66 |
| Jul 25, 2025 | $30.10 |
| Jul 28, 2025 | $30.59 |
| Jul 29, 2025 | $30.74 |
| Jul 30, 2025 | $29.88 |
| Jul 31, 2025 | $29.44 |
| 4 days before | -2.81% |
| 4 days after | -2.19% |
| On release day | 1.63% |
| Change in period | -4.94% |
| Release date | Oct 24, 2025 |
| Price on release | $27.48 |
| EPS estimate | $0.720 |
| EPS actual | $0.80 |
| EPS surprise | 11.11% |
| Date | Price |
|---|---|
| Oct 20, 2025 | $27.82 |
| Oct 21, 2025 | $27.82 |
| Oct 22, 2025 | $27.86 |
| Oct 23, 2025 | $27.62 |
| Oct 24, 2025 | $27.48 |
| Oct 27, 2025 | $27.96 |
| Oct 28, 2025 | $28.38 |
| Oct 29, 2025 | $27.93 |
| Oct 30, 2025 | $28.45 |
| 4 days before | -1.22% |
| 4 days after | 3.53% |
| On release day | 1.75% |
| Change in period | 2.26% |
| Release date | Jan 29, 2026 |
| Price on release | $32.31 |
| EPS estimate | $0.80 |
| EPS actual | $0.700 |
| EPS surprise | -12.50% |
| Date | Price |
|---|---|
| Jan 23, 2026 | $32.23 |
| Jan 26, 2026 | $32.23 |
| Jan 27, 2026 | $32.35 |
| Jan 28, 2026 | $32.28 |
| Jan 29, 2026 | $32.31 |
| Jan 30, 2026 | $32.19 |
| Feb 02, 2026 | $33.10 |
| Feb 03, 2026 | $33.35 |
| Feb 04, 2026 | $33.62 |
| 4 days before | 0.248% |
| 4 days after | 4.05% |
| On release day | -0.371% |
| Change in period | 4.31% |
| Release date | Apr 30, 2026 |
| Price on release | $33.03 |
| EPS estimate | $0.760 |
| EPS actual | $0.780 |
| EPS surprise | 2.63% |
| Date | Price |
|---|---|
| Apr 24, 2026 | $32.82 |
| Apr 27, 2026 | $33.07 |
| Apr 28, 2026 | $33.29 |
| Apr 29, 2026 | $32.60 |
| Apr 30, 2026 | $33.03 |
| May 01, 2026 | $34.35 |
| May 04, 2026 | $32.55 |
| May 05, 2026 | $33.24 |
| May 06, 2026 | $33.37 |
| 4 days before | 0.640% |
| 4 days after | 1.03% |
| On release day | 4.00% |
| Change in period | 1.68% |
Southside Bancshares Earnings Call Transcript Summary of Q1 2026
Southside Bancshares reported a solid Q1 2026: net income of $23.3M (+10.8% QoQ), diluted EPS $0.78 (+11.4% QoQ), loan growth of 2.7% linked-quarter to $4.95B, and an annualized ROTCE of 14.39%. Net interest margin improved to 3.01% driven by lower funding costs, including the February redemption of $93M of 7.51% subordinated notes. New loan production was strong (~$431M) with $240M funded and the remainder expected to fund over the next 6–9 quarters; the loan pipeline is ~$1.3B (won-but-not-closed ~$331M). Credit remains healthy: NPAs fell to $9.7M (0.11% of assets) after a $27.5M multifamily payoff, though four multifamily loans were moved to substandard due to slower lease-up and lower rents. Securities grew to $2.87B (MBS purchases) with a modest increase in unrealized AFS losses; duration is stable. Deposits were flat QoQ with an increase in brokered deposits offsetting retail and public fund declines; wholesale funding rose to $1.4B. Expense outlook: management expects roughly $40.5M of noninterest expense per quarter going forward (targeting ~7% annual increase) and an improving efficiency ratio in Q2 as one-time items drop out. Capital remains strong with flexibility for M&A, organic growth, and opportunistic buybacks.
