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World Acceptance Earnings Calls
| Release date | Apr 30, 2026 |
| EPS estimate | $7.74 |
| EPS actual | $7.70 |
| EPS Surprise | -0.517% |
| Revenue estimate | 168.4M |
| Revenue actual | 177.573M |
| Revenue Surprise | 5.45% |
| Release date | Jan 27, 2026 |
| EPS estimate | $0.580 |
| EPS actual | -$0.190 |
| EPS Surprise | -132.76% |
| Revenue estimate | 129.4M |
| Revenue actual | 141.252M |
| Revenue Surprise | 9.16% |
| Release date | Oct 23, 2025 |
| EPS estimate | $1.87 |
| EPS actual | -$0.380 |
| EPS Surprise | -120.32% |
| Revenue estimate | 133.492M |
| Revenue actual | 134.466M |
| Revenue Surprise | 0.730% |
| Release date | Jul 24, 2025 |
| EPS estimate | $2.44 |
| EPS actual | $0.250 |
| EPS Surprise | -89.75% |
| Revenue estimate | 129.1M |
| Revenue actual | 132.452M |
| Revenue Surprise | 2.60% |
Last 4 Quarters for World Acceptance
Below you can see how WRLD performed 4 days prior and 4 days after releasing the earnings report. Also, you can see the pre-estimates and the actual earnings. This information can give you a slight idea of what you might expect for the next quarter's release.
| Release date | Jul 24, 2025 |
| Price on release | $154.83 |
| EPS estimate | $2.44 |
| EPS actual | $0.250 |
| EPS surprise | -89.75% |
| Date | Price |
|---|---|
| Jul 18, 2025 | $164.79 |
| Jul 21, 2025 | $162.65 |
| Jul 22, 2025 | $165.07 |
| Jul 23, 2025 | $171.30 |
| Jul 24, 2025 | $154.83 |
| Jul 25, 2025 | $159.09 |
| Jul 28, 2025 | $162.31 |
| Jul 29, 2025 | $159.13 |
| Jul 30, 2025 | $157.80 |
| 4 days before | -6.05% |
| 4 days after | 1.92% |
| On release day | 2.75% |
| Change in period | -4.24% |
| Release date | Oct 23, 2025 |
| Price on release | $155.00 |
| EPS estimate | $1.87 |
| EPS actual | -$0.380 |
| EPS surprise | -120.32% |
| Date | Price |
|---|---|
| Oct 17, 2025 | $173.47 |
| Oct 20, 2025 | $177.51 |
| Oct 21, 2025 | $179.60 |
| Oct 22, 2025 | $177.75 |
| Oct 23, 2025 | $155.00 |
| Oct 24, 2025 | $141.20 |
| Oct 27, 2025 | $142.36 |
| Oct 28, 2025 | $136.62 |
| Oct 29, 2025 | $131.89 |
| 4 days before | -10.65% |
| 4 days after | -14.91% |
| On release day | -8.90% |
| Change in period | -23.97% |
| Release date | Jan 27, 2026 |
| Price on release | $117.51 |
| EPS estimate | $0.580 |
| EPS actual | -$0.190 |
| EPS surprise | -132.76% |
| Date | Price |
|---|---|
| Jan 21, 2026 | $138.79 |
| Jan 22, 2026 | $142.46 |
| Jan 23, 2026 | $139.08 |
| Jan 26, 2026 | $142.58 |
| Jan 27, 2026 | $117.51 |
| Jan 28, 2026 | $115.57 |
| Jan 29, 2026 | $119.53 |
| Jan 30, 2026 | $121.25 |
| Feb 02, 2026 | $123.20 |
| 4 days before | -15.33% |
| 4 days after | 4.84% |
| On release day | -1.65% |
| Change in period | -11.23% |
| Release date | Apr 30, 2026 |
| Price on release | $147.16 |
| EPS estimate | $7.74 |
| EPS actual | $7.70 |
| EPS surprise | -0.517% |
| Date | Price |
|---|---|
| Apr 24, 2026 | $151.32 |
| Apr 27, 2026 | $153.59 |
| Apr 28, 2026 | $154.69 |
| Apr 29, 2026 | $153.25 |
| Apr 30, 2026 | $147.16 |
| May 01, 2026 | $152.02 |
| May 04, 2026 | $140.57 |
| May 05, 2026 | $141.15 |
| May 06, 2026 | $149.09 |
| 4 days before | -2.75% |
| 4 days after | 1.31% |
| On release day | 3.30% |
| Change in period | -1.47% |
World Acceptance Earnings Call Transcript Summary of Q1 2026
World Acceptance reported encouraging first-quarter fiscal 2026 results driven by loan growth, improving yields and stable credit metrics. Management completed a new $640 million credit agreement that materially expands share-repurchase capacity (including a $100 million upfront allowance and the ability to repurchase up to 100% of net income), and the company is redeeming remaining 2021 high-yield notes (about $170 million outstanding) by the end of August. Operationally, new originations rose ~12.6% year-over-year and dollars lent in new originations increased ~12.8% YoY. The customer base grew 4% versus prior-year Q1, the first positive Q1 customer growth in three years, and the ledger decline has narrowed to roughly 80 basis points YoY. Gross yields rose ~230 basis points YoY while late-stage delinquency and first-pay default rates improved or remained stable. Management emphasized a cautious growth posture — focusing on customer retention, balanced investments in new and returning customers, prudent underwriting, and measured rollout of a new New World Finance Smile credit card product. Overall, the company expects moderate portfolio growth, continued credit quality, declining share count from buybacks, and improved EPS/capital returns to shareholders.
