Equity Bancshares Company Profile
Equity Bancshares, Inc. operates as a bank holding company for Equity Bank that provides a range of financial services primarily to businesses, business owners, and individuals. The company offers various deposit products, including demand, savings, money market, and time deposits. It also provides loans, such as commercial and industrial, commercial real estate-backed loans, commercial lines of credit, working capital loans, term loans, equipment financing, acquisition, expansion and development loans, borrowing base loans, real estate construction loans, homebuilder loans, agricultural, government guaranteed loans, letters of credit, and other loan products to national and regional companies, restaurant franchisees, hoteliers, real estate developers, manufacturing and industrial companies, agribusiness companies, and other businesses. In addition, the company offers various consumer loans to individuals and professionals, including residential real estate loans, home equity loans, home equity lines of credit, installment loans, unsecured and secured personal lines of credit, overdraft protection, and letters of credit. Further, it provides a suite of online banking solutions that include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions; ATMs; and debit cards, as well as treasury management, wire transfer, and automated clearing house services. Additionally, the company offers cash management deposit products consisting of lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts, as well as engages in banking by telephone, mail, and personal appointments. It provides its services through a network of 29 branches located in Kansas and Missouri. The company was founded in 2002 and is headquartered in Wichita, Kansas.